The media could not be loaded. Omggggggg I’m so excited. Ok so I need to breath to tell you all I’m about to. I’m a big fan of fox products and they have some super amazing products. Firstly the price is ridiculous - for such a gorgeous product. This budget planner is available in various sizes and so many colours. Soft to touch with high quality paper. It’s broken up into easy sections which allow you to better organise yourself. At the end of this planner there’s a folder in which we find the glossy bright stickers they will definitely come in handy. There’s also examples of each section and what you should be thinking of writing to fill that. How amazing is that. This is a red planner I got mine in A5 size - easy to store away into your desk or handbag. There are 3 ribbons of various hues of red and pink which can be used to mark pages. It has a 60day no hassle refund. How many places would take that financial risk??? Unless they knew that their products were of an incredibly high standard and that people would love them. This tiny planner packs a huge punch- you’d think with its small size how could they possibly include everything. So what do we have Glitzy useful stickers It’s a budget planner for the entire year! It’s undated Monthly expenses, reviews and calendar Debt tracker Money goals and affirmations Strategies and tactics about how your going to do that Most important savings tracker A small elastic attachment to which you can easily fit a pen. Elastic band to close the planner so nothing slips out unexpectedly What I look forward to is buying a completely different colour next year. It’s great for family budgeting and those with small businesses. Even those who are generally very bad at managing their money Check out the photos and the video for further ideas Love love love Recommend Would buy again
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This planner has been instrumental in helping me sort out my finances. I love the goals and strategy section. It's really got me fine tuning plans for how to budget! Breaking things down into smaller steps helps me to not feel so overwhelmed. The debt tracker, savings tracker and expense tracker have been amazing. It has been so helpful to be able to account for every penny spent. The summary of the year is a good way to see how much you have spent and whether you have saved. What attracted me most to this planner was the beautifully debossed rose gold cover. It feels silky and has that faux leather feel. I would only personally make a couple of adjustments: having a section for a to do list/ note section each month and changing the Christmas budget to a celebration or special occasion budget. Not everyone celebrates xmas 😉. Oh yeah, you also get stickers and a digital guide on how to fill out the planner so you won't be left not knowing what to do!
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This is my second purchase of the Clever Fox Budget Planner. Quite a bit has changed with the planner, I do prefer the newer version although it is thicker compared to the old version. The 12 planner is undated so you can start whenever you want. It is really good with tracking your spending, savings and how to reduce your debt. You have the financial goals, mind map, strategy & tactics and year at a glance at the beginning of the planner. Don't really think that the year at a glance is needed to be honest. You still have the budget planner pages where you budget your spend for the month and the expense tracker. The monthly budget review has changed where there is a spending analysis which I really like and can't wait to use for 2021 (image included). You have two pages of the saving tracker and three pages of the debt tracker. I don't use the debt tracker as I don't have any debt so I don't find these pages useful. They could reduce the debt tracker pages to two. The holiday budget I don't use as I don't celebrate Christmas, but I would change this to a Celebration budget. There is a regular bill tracker which is new so I'm looking forward to using that. There is a check register and account information which I personally find that there is no relevance in having in the budget planner. I won't be using these pages. In the end, you are given a few blank dotted pages where you can make notes or doodle. Also, you're provided with 3 sticker pages which are good and you have a pocket at the end where you can keep the stickers and receipts. You're also provided with instructions pages which are good and you're also emailed documents in how to use the planner. The budget planner does have three bookmark strings, I don't think you need that many. This is probably one of the best budget planner/trackers I've used.
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I have been trying to use spreadsheet based budget planning but could not form a habit of recording everything daily. This planner has great content and structure and it makes it easy to record everything anytime and anywhere. Stickers are helping to bring visual appeal to the process and I like the blank pages for mind maps. I am also planning to gift this planner to my nieces and nephew to introduce them to budgeting so that they would form the understanding and discipline at a young age. Even a kids version would be very fun. I would appreciate if the pages on Christmas could be self labelled to cater to different special categories. I would also prefer to have a couple of pages dedicated to personal net worth calculation at the end of the year. I also would like it more if the cover of the planner was a thick paper as mine arrived with some scratches and the fox logo was smaller or at the back.
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Really impressed with the quality of this planner, very sturdy and easy to use! Did not realise it included stickers which were a great bonus!
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When you actually use the book the way you're supposed to it's one of the best tools I have to keep myself organized with my finances, lol. Here's what I find most valuable: 1. Finance goals - there is a short section where you can list what your goals are in the beginning of the book. Next to it there is also a section where you can detail what you need to do to meet those goals. 2. Checklist - this is great for listing out what you want or need to get done for the month. It's a short list of about 10 things so that means you have to prioritize. For each thing you get done you can check off the circle next to it. 3. THE CALENDAR 🙌🏽✅️ - I NEEDED this. Seeing exactly what I have to pay and when puts everything into perspective. *** I actually went and put the total amount I'd be spending each week in the margin space next to the calendar to keep me from buying unnecessary items. 4. Monthly budget page - Here is where you lay out everything you plan to make payments on along with the expected amount. The book neatly sections your most likely expenses into categories for you. You write what you're paying (Verizon), how much you expect to pay ($65), and then once it's paid how much the actual payment came out to be ($50). At the bottom of the section you add up all the expected amounts, then all the actual amounts, and subtract the two to get what's left over. 5. The Expense tracker - OMG I needed this part too 😭 lol. If you happen to be an impulsive spender like me this will help you prioritize. This, to me, was the most intimidating portion of the book because, 1. you have to be diligent in recording every purchase you make, online and in person, cash and card. The tracker can't help you if you don't keep up with this. And 2. the expense pages show you just how much money is flowing out in comparison to what's coming in. It's not easy to look at an issue of your own making, but the silver lining is once you see it you realize things. For me it was that I actually do have enough money to take care of all my monthly necessities, it just looked otherwise because I kept spending it on wants. and finally 6. & 7. the Saving and Debt trackers - These pages give you room to list out things you want to save for (a new tv, cheer camp, whatever 😊) and debts you owe and take on (old and new subscriptions, online store installments, etc.). For Savings you write what you're saving for (dishwasher), the amount needed ($1000), and the due date at the top. underneath this you can list each deposit, the date you made it, and an updated balance. For Debts you write the debt name (Affirm), the starting balance ($100), and the minimum payment ($15) at the top. Below this you write the amount paid, the date you paid it, and the updated balance. These are the only sections of the book I've used so far. At the end of the month there is also a Monthly Budget Review and Spending Analysis page where math is involved and being honest with yourself is necessary. All in all I love this tracker/ budget book. It's beautiful, functional, and well worth the purchase. The only thing I would change are some of the stickers that come with it. I've never liked sayings such as "live below your means" because it always felt like people were telling me to be satisfied with being poor. More stickers that promote a healthy positive attitude towards money and money management would be greatly appreciated 🙏🏾🙏🏾🙏🏾. Lovely product. I would definitely recommend it.
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Es un planificador simple y concreto, el tamaño es ideal y el acabado es muy elegante. Permite llevar un amplio control de los gastos, los ingresos y hacer una revision detallada de cada mes.
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I purchased my first one last year in January 2023 and I found it to be the best thing to help keep my expenses organized and helpful to keep track of my spending without being to bulky and complicated. It was a no brainer to purchase this again for this new year. I found that it was simple and easy to understand, there are not too many sub categories and things to have to fill out. It was nice and simple, straight to the point on what my goals are for my finances and how will I achieve them. It provided areas for every expenses, savings, and paying off debt. This was extremely helpful in keeping me on track and maintaining my goals. The only two things that I would suggest is that there are a lot of stickers but a lot of them were not useful and lastly providing envelops for people who like to have a sinking cash fund for anything in particular (Ex. Christmas saving, rainy day, vacation) I believe that would make this even better.
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Gut verarbeitet und beinhaltet alles wie beschrieben.
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Really organised and always able to understand and suitable things are provided
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